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This documents describes the Terms and Conditions (“the Agreement”) contingent upon which Everforex Financial Corp. ( “Everforex”. “the Company” or “we”, “our” or “us”) grants you access to the Everforex website www.everforex.ca and all of its sub-domains and electronic software products (the "Websites”) .

  • User Agreement
  • Variations
  • User Eligibility
  • Content, Software, License and Copyright
  • User ID and Password
  • Obligations of Everforex
  • Privacy Statement
  • Technical Problems
  • Disclaimer
  • Governing Laws
  • Indemnity by you
  • User Agreement

    You must read, understand, accept and agree to all parts of this Agreement without modification before starting or continuing to use any services or products provided by Everforex via its Websites.

    You must explicitly agree to this Agreement before you can register for Everforex Online services.
  • Variations

    Everforex may modify this Agreement from time to time by publishing a note and the amended terms on the Websites. All changed terms shall be automatically effective 7 days later after their initial posting on the Website.

    By continuing to use the products and services provided by Everforex, you will indicate that you agree to the Agreement being modified by Everforex.
  • User Eligibility

    You must not use the services and products provided by Everforex in ways which contravene the laws of Canada, the laws of the country in which you are accessing the Websites or the laws of any country to which you have requested exchanged funds be transferred, in all cases including but not limited to money laundering and drug trafficking laws. Everforex reserves the right to refuse, stop or cancel the provision of its products or services to anyone at its sole discretion.
  • Content, Software, License and Copyright

    The Websites contain information obtained from sources believed to be reliable and have been prepared in good faith and with all reasonable care. Everforex makes no warranty, express or implied, concerning the suitability, completeness, quality or exactness of the information and models provided on the Websites.

    Neither Everforex, nor any party who has contributed to the design or content of the Websites (the “Content Providers”), have any liability to the user, or any other third party, for the accuracy of the information contained in the Website or Sub-domains, or for any errors or omissions therein, nor will Everforex or any of the Content Providers have any liability for the use, interpretation or implementation of the information or models contained in the Websites by any person.

    Neither Everforex, nor any of the Content Providers, shall be liable to the user of the Websites, or to any third parties, for claims or losses of any nature resulting from using the Websites including, but not limited to, lost profits, punitive, consequential, special, incidental, indirect or similar damages even if advised of the possibility of such damages and whether or not such claims or losses are caused by, or can be attributed to, the negligence of Everforex or any of the Content Providers.

    Everforex undertakes no obligation to update the information contained on the Websites.

    The copyright in the Websites belongs to Everforex or the Content Providers if applicable. You must not copy, sell, transfer or duplicate anything on the Websites without the prior written consent of Everforex.

    Everforex grants you a non-exclusive, non-transferable and limited personal licence to access the Websites. If you want to link to the Websites, you agree not to do so without the prior written consent of Everforex.

    You understand that the Websites do not contain personal advice. You understand that the information on the Websites is of a general nature only. You agree to consider that information in light of your objectives, financial situation and needs, and to consider the relevant Product Disclosure Statement, before making a decision in relation to any financial product to which the Websites relate.
  • User ID and Password

    We will never email you to ask for your password. When we write to you, we will always use your full name in the email body.

    Once you have registered as a user of the Websites you must enter your own password and will be assigned a unique user login ID by the system automatically during the registration process. You are solely responsible for maintaining the confidentiality of your user ID and password and of the activities or transactions conducted under you user ID.

    You must not tell your password to anybody else. You agree to change your password at least once every month and to take reasonable steps to ensure that it does not become available to third parties.

    You must notify Everforex immediately if you become aware of any unauthorised use of your user ID and password. In any case, Everforex will not be liable for any loss or damage that is incurred as a result of someone else using your user ID or password, either with or without your knowledge.
  • Obligations of Everforex

    From time to time Everforex will maintain or upgrade the hardware and software elements of its electronic products. If Everforex decides such maintenance is necessary, it will usually occur from 12:00 to 18:00 (hereinafter “Maintenance Time”) on Sundays. During the Maintenance Time the online services may not be available.

    Everforex will use its best efforts to maintain the customer transaction data, and will provide you with access to your transaction records via the Websites if you have registered as a user or, if you are not a registered user of the Websites, upon a request being made by you to us.

    Everforex will not authorise or endorse the reliability, accuracy or completeness of any information provided on the Websites.
  • Technical Problems

    Everforex makes reasonable efforts to maintain the health of its hardware and software. You understand that technical problems or other related conditions may from time to time prevent you from accessing the Websites. Everforex shall not be liable for any of your losses caused by failure to access the Websites caused by a technical problem, system failure, system defect, broken internet connection, security breach, high internet traffic volume, or any other condition such as earthquake.
  • Disclaimer

    Everforex and its officers, employees and agents, and the Content Providers disclaim all liability for loss or damage caused as a result of information provided to users of the Websites; and are not liable to compensate you or any other person for any loss, damage, cost or expense sustained or incurred in connection with any opinion, advice, recommendation, representation or information expressly or impliedly published in, or contained on the Websites, or in any disclosure document to which you are provided access, or in connection with any application you make through the Websites for financial products notwithstanding any error or omission including negligence.

    Everforex and its officers, employees and agents further disclaim all liability for loss or damage caused by any delayed payment or transfer.
  • Governing Laws

    This Agreement shall be governed by the laws of British Columbia, Canada and is subject to the exclusive jurisdiction of Courts of that province. If any part of this Agreement is unlawful, void or unenforceable, that part will not affect the validity and enforceability of any remaining provisions.

    You agree to comply with the laws applicable in Canada, in the country in which you are accessing the Websites and in any country to which you have requested exchanged funds be transferred.
  • Indemnity by you

    You fully indemnify Everforex and its officers, employees and agents in respect of any loss, damage, cost or expense which they may sustain or incur in connection with your use of the Websites.